Land Registration & Title in Bangladesh

by Barrister Tahmidur Rahman | Sep 11, 2026

Corporate & FinanceClean title, properly registered8 min read

Land Registration & Title in Bangladesh

Land registration and title advice for companies, lenders, developers, foreign investors and families in Bangladesh: verifying title chains and survey records, registering sale deeds, leases and mortgages, completing mutation and resolving defects before they turn into costly disputes.

Land Registration & Title in Bangladesh: land registration with TRW & Co
Matter planCorporate & Finance
  1. Collect and review records
  2. Report and resolve
  3. Draft and register
  4. Mutate and secure
Overview

Land registration and title work in Bangladesh

Land registration in Bangladesh is the step that turns a negotiated deal into a recognised transfer, but it is only one part of securing good title. Ownership depends on an unbroken chain of registered deeds, consistent survey records, mutation in the buyer's name, payment of land development tax and actual possession. A registered deed built on a defective chain can still be challenged. We advise corporate buyers, banks, developers, factory owners, foreign investors and private clients on checking title, registering transactions correctly and resolving problems found along the way, as part of our real estate practice in Bangladesh.

The legal framework is spread across several statutes and offices. The Registration Act 1908 governs registration of deeds at the sub-registrar's office, and amendments since 2004 require sale deeds, agreements for sale and many other instruments to be registered within set periods and in prescribed forms. The Transfer of Property Act 1882 and the State Acquisition and Tenancy Act 1950 shape what can be transferred and how, the Stamp Act 1899 sets duty, and the Land Development Tax Act 2023 governs annual land tax. The Land Crime Prevention and Remedy Act 2023 now addresses fraudulent documents and unlawful occupation directly.

Title in Bangladesh is proved through records kept by different authorities. Survey records of rights, or khatians, prepared in successive surveys such as the CS, SA, RS and BS or city surveys, show recorded owners and plot details. Mutation, or namjari, at the Assistant Commissioner (Land) office updates the record after a transfer and is now largely processed through the government's e-mutation system. Deeds are held at the sub-registry and in the record room. Discrepancies between these records are common, so careful due diligence compares them rather than relying on any single document, however official it looks.

Many problems that end up in court start with weak registration practice: an unregistered agreement for sale, a power of attorney that does not meet the Power of Attorney Act 2012, an incorrect schedule of land, inheritance shares not properly accounted for, or a mortgage registered without checking prior encumbrances. We prevent these issues by reviewing documents before execution, attending registration where needed and following through to mutation and tax records. For institutional buyers and lenders, we produce title reports that explain risks in plain terms and recommend what must be fixed before money changes hands.

Barrister Tahmidur Rahman leads transactional property work, with Adv Syed Wahid, our founding partner, leading title suits, partition, injunction and Land Survey Tribunal proceedings when disputes arise. Foreign investors should note that land is usually held through a Bangladeshi company, and that land registration for projects in BEPZA zones or the economic zones now administered by Invest Bangladesh follows zone-specific lease arrangements. Where title is already contested, our dispute resolution team can advise. To arrange a title review, you can contact our Dhaka office with the deeds and records you hold.

01 · What we handle

Core workstreams

  • Title investigation and reports
  • Deed preparation and registration
  • Mutation and record correction
  • Mortgages and lender security
02 · How it runs

Four clear stages

  1. 01Collect and review records
  2. 02Report and resolve
  3. 03Draft and register
  4. 04Mutate and secure
03 · Start here

Talk to a partner

Consultations in Dhaka or by video. Scope, team and fees are agreed in writing first.

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How we help

What we handle on title and registration

Workstream 01Corporate & Finance

Title investigation and reports

  • Collect and review records
  • Report and resolve
  • Draft and register
  • Mutate and secure
Workstream 02Corporate & Finance

Deed preparation and registration

  • Collect and review records
  • Report and resolve
  • Draft and register
  • Mutate and secure
Workstream 03Corporate & Finance

Mutation and record correction

  • Collect and review records
  • Report and resolve
  • Draft and register
  • Mutate and secure
Workstream 04Corporate & Finance

Mortgages and lender security

  • Collect and review records
  • Report and resolve
  • Draft and register
  • Mutate and secure
Workstream 05Corporate & Finance

Corporate and project land

  • Collect and review records
  • Report and resolve
  • Draft and register
  • Mutate and secure
Workstream 06Corporate & Finance

Defects, fraud and disputes

  • Collect and review records
  • Report and resolve
  • Draft and register
  • Mutate and secure
01

Title investigation and reports

We trace the chain of title through registered deeds, inheritance documents and court decrees, compare it with CS, SA, RS, BS and city survey khatians, check mutation and land development tax records, and search for mortgages, attachments, pending cases and acquisition notices. We then produce a title report that sets out ownership, encumbrances, gaps and practical risks, with clear recommendations on whether and how to proceed with the purchase, lease or loan. Our reports are written for decision-makers, not only for lawyers.

02

Deed preparation and registration

We draft sale deeds, agreements for sale, gift and heba deeds, exchange deeds, partition deeds and leases in the required form, with accurate schedules and supporting documents. We calculate stamp duty, registration fees, source tax and local taxes, coordinate execution and attendance at the sub-registry, and track the registered deed through to return of the original. Careful land registration at this stage prevents most later challenges to the transfer. We also keep a complete land registration file for the client's records.

03

Mutation and record correction

After registration, we apply for mutation in the purchaser's name through the Assistant Commissioner (Land) office and the e-mutation system, deal with hearings and objections, and pay land development tax so that the records match the deed. Where survey records are wrong, we pursue correction through the appropriate administrative route or before the Land Survey Tribunal, which can be essential before the property is sold, developed or mortgaged. Mutation completes the land registration process in practical terms.

04

Mortgages and lender security

For banks and financial institutions, we verify title, prepare and register mortgages, memoranda of deposit of title deeds and related powers of attorney, and confirm that charges over company land are filed with the Registrar of Joint Stock Companies. We advise on priority, existing encumbrances, leasehold land requiring lessor consent, and the documents the lender will need to enforce security efficiently through the Artha Rin Adalat if the borrower later defaults. Lender land registration requirements are checked before disbursement.

05

Corporate and project land

We advise companies acquiring land for factories, warehouses, power plants and other projects, including consolidation of many small plots, agricultural land ceilings, land use and zoning restrictions, RAJUK and development authority leasehold plots, and khas or vested property issues. Where government acquisition affects a site, we advise on compensation and objections. We coordinate land registration across many separate owners so that the project company ends up with a consistent title. Site-wide land registration schedules help boards track progress.

06

Defects, fraud and disputes

When title problems emerge, we assess whether they can be cured by rectification deeds, ratification by heirs, correction of records or a declaratory suit. Where fraud, forged documents or unlawful occupation are involved, we advise on remedies under the Land Crime Prevention and Remedy Act 2023 and on civil suits for declaration, cancellation of deeds, partition, possession and injunctions, coordinating with our litigation team in Dhaka and the districts. Early action often prevents defects from becoming permanent. We act quickly once instructed.

RecognitionThe Legal 500Asia Pacific ranks Tahmidur Remura Wahid (TRW) Law Firm for dispute resolution in Bangladesh.
Cross-border reach6 jurisdictionsMatters coordinated with counsel in the UK, US, UAE, China, India and Singapore.
Bar and admissionsDhaka and LondonBarristers and advocates in Bangladesh, with a solicitor of England and Wales (non-practising).
HeadquartersDhakaHouse 410, Road 29, Mohakhali DOHS. Consultations in person or by video.
Who leads this work

Partner-led, on every matter.

Corporate & Finance matters at TRW are led by partners, supported by associates, with one responsible lawyer from first advice to final outcome.

Meet the firm →
01

Does land registration in Bangladesh prove ownership?

Registration of a deed is strong evidence that a transfer took place, but it does not by itself guarantee that the seller had good title. If the seller's own title was defective, or if co-heirs had not consented, the buyer can face challenges despite a properly registered deed. That is why title investigation goes back through several earlier transfers and compares survey records, mutation and possession. Registration is essential, and an unregistered transfer of land is generally ineffective, but it should be the final step after diligence rather than a substitute for it.

02

What documents are needed for land registration of a sale?

Typically, the seller's title deeds and the chain of earlier deeds, the latest khatians from the relevant surveys, mutation records and land development tax receipts, national identity documents and photographs of the parties, and, for companies, board resolutions and authority documents. The deed must include an accurate schedule of the land and the required declarations. Stamp duty, fees and taxes must be paid, usually through bank challans. Requirements change, so we confirm the current list with the sub-registry before execution. Check names, plot numbers and areas against the records, as a mismatch can hold up registration.

03

What is the difference between registration and mutation?

Registration takes place at the sub-registrar's office and records the transfer deed itself. Mutation, or namjari, takes place at the Assistant Commissioner (Land) office and updates the government's record of rights so that the buyer becomes the recorded owner for land tax purposes. A buyer who registers a deed but never completes mutation may struggle to pay land development tax, sell, mortgage or obtain building approvals later. We treat mutation as part of the transaction and follow it through to completion rather than leaving it to the client.

04

How long does land registration take?

Once documents and payments are ready, the registration appointment itself can often be completed quickly, but the overall process takes longer. Title investigation, obtaining certified copies, agreeing the deed, arranging funds and paying duties all come first. After registration, the original deed is returned later, and mutation follows through a separate process that may involve a hearing. Delays usually arise from incomplete records, inheritance issues or disputes. We give a realistic timetable after reviewing the title rather than a standard period. Allow for mutation and any hearing when setting completion dates in the sale contract.

05

Can a foreigner register land in their own name in Bangladesh?

Foreign nationals face significant practical and legal restrictions on owning land directly in Bangladesh, and the position should be checked for each case. Foreign investors usually hold land or long leases through a Bangladeshi company, which can own property in its own name, subject to land ceilings and sector rules. Industrial projects in BEPZA zones or the economic zones now under Invest Bangladesh generally use leases from the zone authority. People of Bangladeshi origin holding foreign passports may be in a different position, and we advise on each situation individually. Land registration rules apply fully.

06

What happens if the survey record shows someone else as owner?

Discrepancies between the deed chain and the khatian are common, often because a transfer was not reflected in a later survey or because of errors during the survey. Depending on the stage and type of survey, correction may be possible through objections during the survey, an application to the land administration, or a suit before the Land Survey Tribunal. We assess the records, recommend the right correction route and advise on whether the transaction should wait until the record is fixed. Such discrepancies tend to surface when a lender examines the title.

07

Is a power of attorney safe to use for land registration?

Powers of attorney are widely used, particularly by owners living abroad, but they are also a common source of fraud. Under the Power of Attorney Act 2012, powers to sell or transfer land must meet formal requirements, including registration, and powers executed abroad need authentication through a Bangladesh mission. Buyers should verify the power with the issuing authority, confirm the donor is alive and has not revoked it, and check that the power covers the specific land and transaction. We review powers of attorney carefully before any deed is executed in reliance on them.

08

Can land registration be cancelled after it is done?

A registered deed can be challenged in a civil court, for example where it was obtained by fraud, forgery, coercion or without the true owner's authority, and the court may declare it void or cancel it. Limitation periods apply, so delay can be fatal to a claim. The Land Crime Prevention and Remedy Act 2023 also provides criminal remedies for fraudulent documents. Buyers can reduce this risk through proper due diligence and correct registration. Where a challenge is made, we assess its strength quickly and advise on defence or settlement. Preserve the original deed, payment records and correspondence.

How a matter runs

From first call to resolution.

  1. 01

    Collect and review records

    We gather the deed chain, certified copies, khatians, mutation and tax records, and searches for encumbrances and cases, then identify gaps or inconsistencies that need to be resolved before the land registration goes ahead. Nothing is signed until gaps are understood.

  2. 02

    Report and resolve

    We report on title in plain terms, recommend remedies such as rectification deeds, heir consents or record correction, and agree the transaction structure, price retention or conditions needed to manage remaining risks. Land registration then proceeds on a clear basis.

  3. 03

    Draft and register

    We draft the deed and supporting documents, calculate duties and taxes, coordinate execution and attend the sub-registry, making sure the schedule, parties and payments are correct and the registration is properly recorded. Duty receipts, challans and the registration entry are checked and kept safely, and copies are shared with the client promptly.

  4. 04

    Mutate and secure

    We apply for mutation, pay land development tax, update company and lender records, and advise on possession, boundary demarcation and safe storage of originals so that the new owner can use and deal with the land confidently. Land registration records stay complete.

“Demonstrates an extraordinary command over both domestic litigation and international arbitration.”

The Legal 500 Asia Pacific, Bangladesh: Dispute resolution, client feedback

FAQ

Questions, answered.

Still unsure? Email info@trw.co with a short outline of the matter.

What does land registration cost in Bangladesh?
Costs include stamp duty, registration fees, source tax, local government tax and, in some cases, VAT, calculated mainly on the deed value or the government's minimum value for the area. Rates are revised through Finance Acts and government notifications, and they differ for sale, gift, heba and lease deeds. We calculate the current costs for each transaction, because underpayment can delay registration or create later problems with the deed. Land registration costs should be budgeted before price negotiations conclude.
Must an agreement for sale be registered?
Yes. Following amendments to the Registration Act 1908, agreements for sale of immovable property must be registered, and an unregistered agreement may not support a claim for specific performance. Registration also helps protect a buyer who pays an advance before the final sale deed. We draft agreements for sale with clear conditions, payment schedules and timelines for executing the final deed, and arrange their registration promptly after signing. Delayed land registration of the agreement weakens the buyer's position.
What is e-mutation?
E-mutation is the government's online system for applying for mutation of land records after a transfer or inheritance. Applications are submitted electronically with supporting documents, fees are paid online, and the Assistant Commissioner (Land) office reviews the application, may hold a hearing and then issues the mutation khatian. The system has made the process more transparent, but incomplete or inconsistent documents still cause delays, so preparation remains important. It follows land registration of the deed itself.
How are inherited lands registered and mutated?
Inherited land passes under the personal law of the deceased, so heirs' shares must first be established, often through a succession certificate or family documents. Mutation can then be sought in the heirs' names. If heirs wish to divide the land, a registered partition deed or a partition suit may follow. Buyers of inherited land should make sure all heirs have joined or consented, because missing heirs are a common cause of later disputes. Land registration by heirs needs careful sequencing.
Can a lender rely on a title report?
Banks and financial institutions routinely rely on legal title reports before taking a mortgage. A good report identifies the chain of title, encumbrances, record discrepancies and any pending litigation, and explains what conditions must be satisfied before disbursement. We address our reports to the lender where required and set out the documents and searches reviewed, so that the lender understands the basis of our conclusions and any limitations. Land registration of the mortgage follows a clean report.
What is the role of the Land Survey Tribunal?
The Land Survey Tribunal hears disputes about entries in the final survey record of rights, allowing a person whose ownership or possession has been wrongly recorded to seek correction. Time limits apply after final publication of the record. Appeals lie to an appellate tribunal and, in some cases, further to the High Court Division. A tribunal decision correcting the record can be essential before land is sold, mortgaged or developed. Corrected records make later land registration much easier.
Does land registration differ for leasehold plots?
Yes. Plots leased by RAJUK, other development authorities, cantonment boards or zone authorities are subject to the lease terms, which often require the lessor's permission before sale, mortgage or sub-lease. Registration of a transfer without that permission may be ineffective or expose the plot to cancellation. We review the original lease and obtain the necessary approvals before any land registration involving leasehold property goes ahead. Lease terms can also restrict use and development of the plot. We check these terms early.
How can TRW help if title is already disputed?
We assess the documents and records, advise on whether the dispute can be resolved through negotiation, record correction or mediation, and represent clients in title suits, partition suits, injunction proceedings, Land Survey Tribunal cases and related criminal complaints. Mandatory pre-case mediation under the Legal Aid Services (Amendment) Act 2026 may apply to some disputes in certain districts, and we factor that into the strategy. Early advice usually narrows the issues. We also coordinate with district counsel where cases are filed outside Dhaka.

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